General Liability

This is an occurrence based risk retention program which utilizes some commercial reinsurance. It provides $40 Million in coverage to the participants. The coverage is subject to a retained limit of either $500,000 or $1 Million and there is no annual aggregate, except for certain types of claims. Member contributions are based on payroll. The rate is established annually through an actuarial study. Participation in this program is mandatory.

Funding Rates
Membership Listing
Pool Participants 2010-2011


2010-2011 Pool Participants

City of Alameda
City of Chico
City of Fairfield
City of Fremont
City of Livermore
City of Lodi
Northern California Cities Self Insurance Fund
City of Petaluma
City of Redding
Redwood Empire Municipal Insurance Fund
City of Richmond
City of Roseville
City of San Leandro
City of San Rafael
City of Santa Rosa
Small Cities Organized Risk Effort
City of Stockton
City of Sunnyvale
City of Vacaville
City of Vallejo
Yolo County Public Agency Risk Management Insurance Authority
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